In a few months, hubby will be retiring from work after 30 years of service. However, he is only 49 and couldn’t afford to be out of job with our two kids still in school. He might still be hired as a consultant though. Still, he needs an extra job to support the family.  We don’t want to expect anything yet (financial benefit from retirement) at this point for we know how difficult it is for those who retired ahead of my husband. But who knows the company might be generous enough to award hubby another loyalty ring similar to a masonic ring here. We are keeping our fingers crossed and options open.